Phone Number
(403) 328-3039
You’ve Been Denied Before. Not Here.
We don’t care about your past — we care about getting you moving.
Let’s get you approved. No stress. No judgment.
Here’s what sets us apart:
- We Say Yes When Banks Say No
Traditional banks may reject you due to a low score, past bankruptcy, or limited history. Elm Auto works with specialized lenders that focus on approval — not perfection. - Fast Pre-Approval
Apply in minutes. Get approved and start shopping with confidence. - All Credit Types Welcome
Whether you have bad credit, no credit, or are working through a consumer proposal, we offer financing solutions that fit your needs.
We Serve All of Saskatchewan
From Saskatoon to Regina, Moose Jaw to Prince Albert — even rural communities — our online process makes it easy to get financing wherever you are.
Common Credit Challenges We Help With
We’ve helped thousands of Canadians overcome:
- Missed payments
- High debt-to-income ratios
- Consumer proposals
- Bankruptcy history
- Limited or no credit history
If any of these sound like your situation, don’t worry — we’ve seen it before and approved it before.
How It Works
- Apply Online
Fill out our quick application form to tell us about yourself and your vehicle needs. Apply Online Now. - Get Matched with a Lender
We work with top lenders across Canada to find the best rate for your unique situation. - Choose Your Vehicle
Get pre-approved and shop confidently, knowing your financing is already in place.
4. Drive Away Happy
Once you sign the paperwork, your new ride is ready to go.
Start Your Application Today
Bad credit doesn’t mean no options. With Elm Auto, Saskatchewan bad credit car loans are easier than ever.
Find Out How Much You Qualify For In Minutes!
Join thousands of satisfied customers with Elm Auto.