BC Car Loans

Good, bad or no credit!

Online Application: Start with our quick and easy online application. It only takes a few minutes and won’t affect your credit score.
Pre-Approval: Get pre-approved within minutes and know your budget before you start shopping for your car.
Choose Your Car: Browse our wide selection of vehicles. Whether you’re looking for a car, SUV, or truck, we have options that suit your needs.
Finalize Your Loan: Work with our financing experts to finalize your loan with terms that are clear and affordable.

Flexible Terms and Competitive Rates

Build Credit and No Hidden Fees

Quick, Convenient, and Affordable

You don’t spend tons of time visiting car dealerships and banks. As your single point of contact, our specialist will take care of everything for you.
Apply, get approved, and shop online now. We will deliver the car directly to the doorstep of your home or office.
We offer affordable car loans. We can assist customers with bad or no credit in obtaining their dream car, even when other companies deny them. With our smart strategy and credit rebuilding program.

Easy Process

Buying a car at Elm Auto means no more appointments or wasted time. Our simple online application takes less than 2 minutes to complete.
After that, one of our qualified agents will reach out to you. You pick out the car you want. And working with one of our agents to secure financing. Then we bring the car to you.
You test drive the vehicle, and if you like it, the car is yours.

Elm Auto makes it easy to get approved in BC! Here’s how it works:

Choose the car that fits your budget. Use our Car Loan Calculator to estimate monthly payments. No need to know your credit score before applying.
Apply online in 2 minutes or less! Free to apply and is 100% secure.
Our finance department agents will contact you. They will also show you the vehicles available for you to choose from!
Experience the convenience of free delivery. Enjoy your new vehicle without any worries!