In-House Auto Financing for Albertans

Auto financing made simple and tailored specifically for Alberta residents.

Flexibility For Self-Employed 
Apply in as little as 2 minutes!

Why Albertans Choose Elm Auto

Skip the hassle of traditional lenders and get behind the wheel faster with a financing option that works for you.

Who's Eligible?

Albertans with a minimum monthly income of $2,500 can qualify—no need for a perfect credit score.

Flexible for Self-Employed

We’re here to help self-employed Albertans with no need to be up-to-date on taxes.

Dealership Network

Access thousands of high-quality vehicles through our trusted dealership network.

Easy To Apply

Apply online in two minutes or less and get on the road quickly with our hassle-free process.

Free Delivery

Enjoy free vehicle delivery right to your door, saving you time and effort—no extra charges involved!

How It works

  1. Online Application:

    Fill out our secure online application—takes less than 2 minutes to complete.

  2. Approval:

    Our team reviews your information and provides a fast approval with financing options suited to you.

  3. Choose Your Car:

    Browse through our massive dealership network and select the perfect car, truck, or SUV for your needs.

  4. Finalize Your Loan:

    Once everything is finalized, we’ll deliver your vehicle to your doorstep—absolutely free across Alberta!

In-House Auto Financing for Albertans

Find the requirements that suit your situation and get approved with ease.

  • Minimum monthly income of $2,500.
  • Valid driver’s license.
  • Full coverage insurance.
  • 3 months of bank statements showing deposits.
  • No need to be up-to-date on taxes.
  • Minimum monthly income of $2,500.
  • Valid driver’s license.
  • Full coverage insurance.
  • 3 pay stubs.
  • A job letter from your employer.
  • Minimum monthly income of $2,500.
  • Valid driver’s license.
  • Full coverage insurance.
  • Required documents depend on employment type (self-employed or traditionally employed).
Alberta Affordable Car Loans

Tailored for Albertans, with fast approval and free delivery.

Flexibility For Self-Employed 
Apply in as little as 2 minutes!

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Maria Bishop profile picture
Maria Bishop
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LOVE! LOVE! LOVE Elm auto!!! I had the absolute best experience here, Lisa and Zina are incredible! They got me into a new car super fast(3days) totally stress-free experience, I encourage anyone who is looking for a vehicle to come here! The vibes are unlike any other car dealership, I just cannot express how great of an experience I had here🥰🥰🥰 You just gotta come see it for yourself!!!
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Branden Lee profile picture
Branden Lee
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Good service . Thanks for the purchase
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ralfh vilches profile picture
ralfh vilches
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"Had an amazing experience with ELM Auto! Lisa was incredibly personable and answered all our questions without any pressure. The whole process felt relaxed, and it's clear they value their customers and now im so happy with my new 2025 Jeep compass. Highly recommend!"
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Viktoria Farand profile picture
Viktoria Farand
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Zina and Lisa helped me and are great!! Found me my dream truck and oh she is gorgeous!! They even answered all my paranoid questions 🤭 Thank you so much guys!!
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Jeannette Nahimana profile picture
Jeannette Nahimana
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Elm Auto is wonderful. Warm and happy reception from Lisa & Zina, help on choice making, best prices, financing, Delivery.. Everything was above and beyond. Best 👌 place to when shopping for 🚗. 5 🌟 🤩
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Glenn Saul profile picture
Glenn Saul
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Super awesome, was in a financial problem with another Dealership but they came through and delivered. Highly Recommend these guys ✌️
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iza lew profile picture
iza lew
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lisa and Zina are very friendly and resourceful if it comes to finding the best deal that suits your needs and circumstances. Lisa went above and beyond to make sure I am satisfied with my purchase. Their service and help doesn't stop at the moment when you get keys. You can count on honest and prompt answers to all your questions. They're deserve every single star . Highly recommend to stop at Elm Auto and check them out.
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Clay Haughian profile picture
Clay Haughian
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ryan at Elm auto found the car i needed in no time. This is the second time i've used him. Great service and seem to go the extra mile for a guy.
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Wesley Macdonald profile picture
Wesley Macdonald
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic finance manager here.
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