In-House Auto Financing for Albertans

Auto financing made simple and tailored specifically for Alberta residents.

Flexibility For Self-Employed 
Apply in as little as 2 minutes!

Why Albertans Choose Elm Auto

Skip the hassle of traditional lenders and get behind the wheel faster with a financing option that works for you.

Who's Eligible?

Albertans with a minimum monthly income of $2,500 can qualify—no need for a perfect credit score.

Flexible for Self-Employed

We’re here to help self-employed Albertans with no need to be up-to-date on taxes.

Dealership Network

Access thousands of high-quality vehicles through our trusted dealership network.

Easy To Apply

Apply online in two minutes or less and get on the road quickly with our hassle-free process.

Free Delivery

Enjoy free vehicle delivery right to your door, saving you time and effort—no extra charges involved!

How It works

  1. Online Application:

    Fill out our secure online application—takes less than 2 minutes to complete.

  2. Approval:

    Our team reviews your information and provides a fast approval with financing options suited to you.

  3. Choose Your Car:

    Browse through our massive dealership network and select the perfect car, truck, or SUV for your needs.

  4. Finalize Your Loan:

    Once everything is finalized, we’ll deliver your vehicle to your doorstep—absolutely free across Alberta!

In-House Auto Financing for Albertans

Find the requirements that suit your situation and get approved with ease.

  • Minimum monthly income of $2,500.
  • Valid driver’s license.
  • Full coverage insurance.
  • 3 months of bank statements showing deposits.
  • No need to be up-to-date on taxes.
  • Minimum monthly income of $2,500.
  • Valid driver’s license.
  • Full coverage insurance.
  • 3 pay stubs.
  • A job letter from your employer.
  • Minimum monthly income of $2,500.
  • Valid driver’s license.
  • Full coverage insurance.
  • Required documents depend on employment type (self-employed or traditionally employed).
Alberta Affordable Car Loans

Tailored for Albertans, with fast approval and free delivery.

Flexibility For Self-Employed 
Apply in as little as 2 minutes!