Minimum monthly income of $2,500. Valid driver’s license. Full coverage insurance. 3 months of bank statements showing deposits. No need to be up-to-date on taxes.

Minimum monthly income of $2,500. Valid driver’s license. Full coverage insurance. Required documents depend on employment type (self-employed or traditionally employed).

In-House Auto Financing for Albertans

Auto financing made simple and tailored specifically for Alberta residents.

Flexibility For Self-Employed
Apply in as little as 2 minutes!

Why Albertans Choose Elm Auto

Skip the hassle of traditional lenders and get behind the wheel faster with a financing option that works for you.

Who's Eligible?

Albertans with a minimum monthly income of $2,500 can qualify—no need for a perfect credit score.

Flexible for Self-Employed

We’re here to help self-employed Albertans with no need to be up-to-date on taxes.

Dealership Network

Access thousands of high-quality vehicles through our trusted dealership network.

Easy To Apply

Apply online in two minutes or less and get on the road quickly with our hassle-free process.

Free Delivery

Enjoy free vehicle delivery right to your door, saving you time and effort—no extra charges involved!

How It works

Online Application:
Fill out our secure online application—takes less than 2 minutes to complete.
Approval:
Our team reviews your information and provides a fast approval with financing options suited to you.
Choose Your Car:
Browse through our massive dealership network and select the perfect car, truck, or SUV for your needs.
Finalize Your Loan:
Once everything is finalized, we’ll deliver your vehicle to your doorstep—absolutely free across Alberta!

See What You Can Afford Before You Shop!

Use our auto loan calculator to determine your affordable vehicle budget in Western Canada. Adjust the sliders to see how loan duration and amount influence your monthly payments.

In-House Auto Financing for Albertans

Find the requirements that suit your situation and get approved with ease.

Self Employed

Minimum monthly income of $2,500.
Valid driver’s license.
Full coverage insurance.
3 months of bank statements showing deposits.
No need to be up-to-date on taxes.

Traditionally Employed

Minimum monthly income of $2,500.
Valid driver’s license.
Full coverage insurance.
3 pay stubs.
A job letter from your employer.

General Requirements

Minimum monthly income of $2,500.
Valid driver’s license.
Full coverage insurance.
Required documents depend on employment type (self-employed or traditionally employed).

Tailored for Albertans, with fast approval and free delivery.

Flexibility For Self-Employed
Apply in as little as 2 minutes!